Fremap barcelona

    The mutual insurance companies collaborating with the Social Security can play a fundamental role in the processes of temporary incapacity and permanent incapacity, especially if the cause of the process is an accident at work or an occupational disease.
    The benefits to be provided by a company’s mutual insurance company are medical assistance, economic and recovery benefits. And such coverage is generated when an accident at work or an occupational disease occurs -the occupational contingencies of disability-. Or, as we indicated before, including the common ones.
    You should not forget that, in spite of all the obligations of the mutual insurance companies -to which you will read about in the following sections- the worker also has an obligation: to attend when summoned for a medical examination at the mutual insurance company’s facilities.
    In these circumstances, the mutual insurance company must continue to pay the benefit. However, on the other hand, they are often reluctant to do so, even though they can later claim the amount paid from the Social Security. If you have encountered this scenario, request direct payment from the INSS here.

    Mutual insurance company collaborating with social security for the self-employed

    The mutual insurance companies collaborating with the Social Security can play a fundamental role in the processes of temporary incapacity and permanent incapacity, especially if the cause of the process is an accident at work or an occupational disease.
    The benefits to be provided by a company’s mutual insurance company are medical assistance, economic and recovery benefits. And such coverage is generated when an accident at work or an occupational disease occurs -the occupational contingencies of disability-. Or, as we indicated before, including the common ones.
    You should not forget that, in spite of all the obligations of the mutual insurance companies -to which you will read about in the following sections- the worker also has an obligation: to attend when summoned for a medical examination at the mutual insurance company’s facilities.
    In these circumstances, the mutual insurance company must continue to pay the benefit. However, on the other hand, they are often reluctant to do so, even though they can later claim the amount paid from the Social Security. If you have encountered this scenario, request direct payment from the INSS here.

    Universal mutual

    The mutual insurance companies collaborating with the Social Security are private non-profit associations of employers, authorized by the Ministry of Labor, Migration and Social Security. Their purpose is to collaborate in the management of occupational accident and occupational disease contingencies for their employees.
    The employer freely chooses to join the mutual insurance company that best suits his needs and those of his employees, both for reasons of quality of service and proximity.

    Mutual spain

    They are private associations of businessmen constituted by authorization of the Ministry of Employment and Social Security, which have as purpose to collaborate in the management of the Social Security, under the direction and guardianship of the same one, without spirit of profit and assuming its associates joint responsibility.
    The most frequently asked questions that a company or self-employed worker may have are answered in the portal of the Association of Mutual Insurance Companies for Accidents at Work (AMAT), of which we can highlight the following that may be of interest to you.
    Are all self-employed workers obliged to cover the protection of the temporary incapacity benefit for professional contingencies with a Mutual Collaborating with the Social Security?

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